HBS Technologies


PayX is a world's most comprehensive multi-agent, multi-currency & multi-regional remittance transactions processing software to meet the growing demands of the financial sector including banks, money transfer operators (MTOs), Small and Medium Enterprises (SMEs) and other payment institutions.


PayX is the flagship product of HBS Technologies, with state-of-the-art online remittance transaction processing system.

PayX manages the entire life cycle of a remittance transaction from its Sender to the Receiver. It is designed for businesses such as Money Service Companies/Money Transfer Operators, Banks, Small and Medium Enterprises (SMEs) and other financial institutions across the globe. Spectrum of users and stakeholders includes senders, agents, compliance, ledgers and accounting management.

PayX ensures smooth business processes by handling critical financial transactions using its rich functionalities, reliable & prompt support. PayX enjoys a true global footprint with thousands of users across Europe, Americas, Africa, Middle East and Asia Pacific as verified by the leading banks and financial institutions.

Core modules

  • System setup
  • User Management
  • Service fee and rates setup
  • Extensive Reporting & Document Management
  • Audit Trail
  • Inquiry and Communication Management
  • Compliance Module
  • Transactions Module
  • Workflow
  • System Architecture

Our solutions are integrated with an accounting section that also provides real-time reporting module.

It gives access to more than 50 different reports with transactional information and management tools having  search functions for viewing account balances, a variety of transactions, reconciliation, performance management specifically for agents/distributors/country/currency/sender and so on.

Advanced Reporting & Reconciliation

  • Real-time ledgers and account statements for all the activities conducted by various users; the data entered in the ledgers is secure and cannot be deleted;
  • All user activities in the system can be tracked from its origin till  the end;
  • Extensive real time and error free Reporting, Audit Trails, and Data Exporting for reconciliation with automated reconciliation option, and accounting module;
  • Generate scheduled reports (weekly/monthly or yearly) for better understanding of an organisation’s financial performance.

Don’t just see the reports, get customised analysis

We help you keep track of all your transactions with extensive reports that cover different aspects of your business.

PayX offers advanced reporting module to give a comprehensive overview of your business activities over a certain period of time helping you analyse the overall status for better strategic decision making.

Designed to save your time and money

PayX can be configured to meet exact requirements of your business. It is designed for managing the remittance and transaction processing system at a bank, a Money Transfer Operator, international remittance company, a financial institution, small & medium enterprise or any size of business.


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