HBS Technologies

APIs

STARTING POINT: OUR GLOBAL PARTNER NETWORK

Your starting point is our integrated partner network, covering value-added and direct services required by payment service companies and fintechs. We orchestrate collection, payout, identity, risk, messaging, data, and finance operations behind one API, so you launch faster and scale safely.

  • Payments rails: bank transfers, cards (issuing and acquiring), mobile money, cash payout, and Open Banking where available

  • Value-added services: KYC/KYB, sanctions/PEP, device and behavioral risk, fraud controls, 3DS2/SCA, chargebacks, tokenization

  • Treasury and FX: quoting, hedging, liquidity, settlement files, reconciliation, reporting

  • Open Banking (AIS/PIS): consented account info and instant bank payments in supported regions

  • Communications: SMS, email, push, in-app chat and ticketing

  • Data and reporting: real-time dashboards, exports, and audit-ready logs

BEYOND PAYTECH — MULTI-VERTICAL COVERAGE

We operate as a multi-vertical platform so you can extend beyond core payments without re-architecting.

  • LoanTech: originations, KYC/credit risk scoring, disbursements, repayments, collections

  • InvestTech/WealthTech: funding and withdrawals, custody connectivity, statements and tax reporting

  • InsurTech: premium collection, claims payout, policyholder onboarding and fraud checks

  • RegTech: transaction monitoring, EDD workflows, SAR/STR case management, maker-checker

  • Commerce/Marketplace: split payments, escrow, multi-party payouts, refunds and disputes

  • Card programs: prepaid/debit issuance, spend controls, BIN routing, tokenization and wallets

  • Crypto/stablecoin rails (where permitted): on/off ramps and treasury controls with compliance guardrails

  • Payroll and disbursements: bulk payouts to consumers or businesses across regions

WHAT THIS MEANS FOR YOU

Start in payments and expand into adjacent products and verticals at your pace. One orchestration surface, one Back Office, and one integration to unlock new revenue lines without rebuilding your stack.

For further details on API integration, contact our support by clicking here or email at info@hbstech.co.uk

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